Wealthy Affiliate Black Friday offer 2018 is only 2 days


Wealthy Affiliate $299 Yearly Membership

Wealthy Affiliate Black Friday offer 2018 is only 2 days away.

Wealthy Affiliate Black Friday offer is an annual event that has been taking place for the last seven years on Black Friday weekend. It is an excellent offer because people who are serious about learning about online marketing have an opportunity to join one of the premier training platforms in affiliate marketing as a premium member for a discounted price. This year’s event will last for four days, starting Friday, November 23, 2018, and ending on Monday, November 26, 2018.

Join the best affiliate marketing training platform for only $299, a discount of 51% off the regular price of $588.

A premium member at Wealthy Affiliate pays $49 a month if he makes monthly payments for a total of $588. But if he makes one payment a year, he only pays $359.

But if you take advantage of this Black Friday deal, you only pay $299 for the year. And what’s even better is that once you make the deal, you will pay $299 a year as a premium member for as long as you stay premium.

This is an incredible offer, one that you should take advantage of if you really want to learn online marketing from the best in the business.

Wealthy Affiliate is ranked by experts as the leading training platform for affiliate marketing and online entrepreneurship.

Wealthy Affiliate members learn everything they need to know about affiliate marketing including creating a niche website, how to write content and get it ranked on the search engines, getting traffic to your site and monetizing it.

If you want to learn more about Wealthy Affiliate you can read my WA review here.

So, don’t miss this rare opportunity to become a premium member at the sale price.


Wealthy Affiliate Membership Options

The following chart shows the the difference between the two types of membership at Wealthy Affiliate. Starter membership for newbies and premium membership for those ready to go all the way.

What comes with a premium membership

Premium members have access to the following:

  • Live video training every Friday
  • All video replays, going back to November 4, 2010
  • State-of-the-art cloud-based web hosting
  • Domain registration with up to 25 domains and 25 free domains
  • Advanced website builder with over 3000 templates
  • Keyword research tool to find profitable keywords
  • Content creation tool
  • All phases of the boot camp training
  • Live support 24/7/365
  • Over 1000 powerful training modules
  • 13 interactive classrooms
  • Website feedback platform
  • Website comment platform
  • Your own blog
  • Up-to-date training materials
  • And more, it’s too much to mention it here

What comes with the Black Friday Offer

The following perks below are what you get when you when you take advantage of the Black Friday offer:

  •         Huge discount of 51%
  •         $299 a year price guarantee for as long as you remain a member
  •         Four Special Bonuses:
    1. Bonus #1: The 7 Factor “Secret Sauce” (Live Class Hosted by Kyle)
    2. Bonus #2: The Secret Sauce, The White Paper.
    3. Bonus #3: Creating a Lucrative Niche Website in 2019 (5 Weeks of Live Training)
    4. Bonus #4: Early Beta Access to Yearly Members

You will receive the details of the bonuses as soon as you complete the offer.

You only have four days to take advantage of this offer

Keep in mind that Black Friday Weekend will last only four days. It will start on Friday, November 23rd, 2018 and end Monday, November 26th, 2018 at midnight.  During this period, you can become a premium member for only $299.  So, don’t miss this opportunity to learn all about online marketing at the best training platform in the business.

Awesome – Premium Membership – $299/yr for Life.

Once you take advantage of the Black Friday offer, you will get to keep this price forever or for as long as you remain a premium member at Wealthy Affiliate. This is awesome because you will have this price locked in. As long as you choose to stay a premium member of WA you only pay $299 a year.

Click the banner below to accept the offer !!!


Credit Card Scams: What to Do to Protect Yourself

Credit Card Scams: What to Do to Protect Yourself

credit card scams: what to do to protect yourself

More and more people are becoming victims of credit card scams nowadays, more than any other time. The latest Nilson Report has found that credit card fraud losses have reached an astounding $21.84 billion and continue to climb. Scammers have used a wide variety of tactics to prey on cardholders. Some tactics are as simple as people going through the trash to find discarded billing statements and then use your account to go shopping at your expense, while others are highly sophisticated such as a retail or bank website getting hacked, and your card number was stolen and shared. And many people, even the most cautious ones, can fall victim to their tactics. But most scams take place over the phone or on the internet. For example, unsolicited phone calls are often scammers try to make you believe they are calling from a real company. National Debt Relief, a leading debt relief provider, shared some important steps in a recent article titled, “Credit Card Scams: What to look for and how to protect yourself,” to educate the consumer on some of the most common scams, and what to do to protect yourself.  Continue reading “Credit Card Scams: What to Do to Protect Yourself”

Does Debt Relief Work?

does debt relief work? You must hire a reputable firm.

Throughout the United States, more and more people are finding it increasingly difficult to meet their financial obligations. Credit card debt is one of the leading causes of this problem. As a result, credit card debt relief is one of the most common forms of debt relief consumers seek. It can be as simple as calling your card company and asking for a reduction in your Annual Percentage Rate (APR), or some extra time to pay your balance. On the other hand, it could be complex as interest rates rise and credit card late fees continue to climb, adding to your debt, at which point you are forced to negotiate with your creditor.  But some consumers are skeptical about the debt relief process, asking questions such as, does debt relief work? and will it work for me? Continue reading “Does Debt Relief Work?”

Debt Management versus Bankruptcy

Debt Management Versus Bankruptcy

Like many credit card holders, you may be carrying high balances on several credit cards and are looking for a way to get some financial relief. You may have tried everything you can to reduce your debt but to no avail, so you may believe that bankruptcy is your only option.  While it is certainly a viable debt relief option that can provide you with a fresh start, bankruptcy should be considered as the solution of last resort because of the lasting impact it will have on your credit report. There are other debt relief options available such as, a debt management plan, which typically allows you to combine all your credit card and unsecured debts into one affordable payment made to a credit counseling agency. In this document, we compare two debt relief options, debt management versus bankruptcy, to examine the benefits and drawbacks of each.

debt management versus bankruptcyContinue reading “Debt Management versus Bankruptcy”

Credit Card Debt Settlement Facts

Credit Card Debt Settlement Facts

If you are struggling under a mountain of credit card debt, you are not alone. Credit card debt problems do not discriminate, they affect people from all areas of life. It would be very nice to be able to pay off all your credit card debts as soon as you incur them, but in reality, we know that it probably would never happen. Your debts won’t just disappear you have to take action. The good news is, you have several options to choose from, which will help you get out of debt, credit card debt settlement being one of them.

Credit Card Debt settlement is not for everyone, but it can be a good solution if your only other option is Chapter 13 bankruptcy.  It has helped millions of consumers eliminate their credit card debts. But to qualify for a debt settlement program, you have to prove to be a good candidate. If eligible, you will most likely have the opportunity to negotiate with your creditors to make a lump sum payment of a portion of what you owed, an honest and legal way to pay back your debts in a shorter period of time without having to declare bankruptcy.

Credit Card Debt Settlement

Continue reading “Credit Card Debt Settlement Facts”

The Habits of Debt Free People

the habits of debit free people

Living a debt free lifestyle is not an easy thing to do, as there are so many reasons for people to accumulate debt. One such reason is peer pressure. The most difficult task when it comes to living a debt free life is to avoid listening to everyone who is pushing you to spend money. Another reason is that creditors make it very easy for consumers to take on more and more debt with offerings such as low-interest credit cards, etc. Avoiding these offers and learning to say no, is difficult for most people, but some have done just that and are living debt-free lifestyles.  But, people living debt-free lifestyles must practice different spending habits from those who are not debt free. This article, the habits of debt free people, explores the habits that help turn their finances around so they could live a debt-free lifestyle.

Continue reading “The Habits of Debt Free People”

Avoid these five mistakes that can compromise your financial health

 Mistakes that can compromise your financial health

mistakes that can compromise your financial health


National Debt Relief is one of the leading debt relief organizations in the United States. It is ranked number one by Top Consumer Reviews for having the best debt relief programs for 2016. The company came out with an article in September 2016, about the financial health of the consumer.  It encourages you to work towards creating a stable financial future while avoiding costly mistakes that can compromise your financial health. Continue reading “Avoid these five mistakes that can compromise your financial health”

Credit Card Debt Relief

 Credit Card Debt


Credit card debt is one of the ugliest kinds of debt out there, and if you’re not careful, it can quickly get you into trouble. Getting out of debt is not easy, but it is something that needs to be addressed. The longer you wait to deal with the problem, the harder it will be to resolve it. While credit cards have their advantages, you need to be responsible when using them. The key is to be conservative in your approach to debt. Continue reading “Credit Card Debt Relief”

How to improve the condition of your finances

How to improve the condition of your finances

If you are looking to improve the condition of your finances, you may find it helpful to discuss your situation with someone who has experience in helping others with their finances. If you do not know anyone with that kind of experience, a friend or family member who is very good with their finances may be able to offer some help. But if you do not have anyone to help you, taking steps to improve your finances is something you can on your own. You do not have to acquire the services of an expensive financial planner or waste money on training to hone your money management skills. All you need to do is to change your financial habits. Eliminate the bad habits that got you into your current situation and incorporate some good ones into your schedule, and you will see your finances begin to improve. This article offers a few essential tips which, if you can consolidate them into your routine will get you off to a good start to improving your financial situation.

improve the condition of your finances

Continue reading “How to improve the condition of your finances”

Eight Bad Financial Habits You Can Change for Financial Literacy Month.

Eight Bad Financial Habits You Can Change for Financial Literacy Month.

Bad Financial Habits And How To Break Them

Bad financial habits seem to plague many consumers and in a lot of ways are the reasons why people fall behind in paying their bills and develop debt loads. Since April was Financial Literacy Month, National Debt Relief took the opportunity to publish an article to help consumers understand some of their bad financial habits that can ruin their financial health. These “8 Bad Habits You Can Change for Financial Literacy Month”, as the title suggest, are eight bad financial habits that consumers have, which if changed can put them on track to better financial health.

The article starts out by pointing out how the financial literacy month is the perfect time for consumers to look at how they manage their money and make some changes that would benefit their finances with the goal being to put themselves on the right track towards financial health.

Here are the eight bad financial habits and ways to change them.

Spending more than you earn is a bad financial habit

One of the most common problems consumers have is spending more money than what they make. The article cites a study by the FINRA Investor Education Foundation, titled Financial Capability in the United States 2016. It showed that in 2015, 56% of people surveyed,  spent more than they earned.

Overcoming this bad habit lies in the use of a budget that keeps your spending below your earnings, and you must stick to it. You can get budget software that incorporates pictures of envelopes for each expense, at Snowmint Creative Solutions. The budget is based on envelope method of budgeting. It is a much easier way to see where your money is, where it is needed and where it went.

Budgeting using the envelope method

 Have More respect for your Credit Card.

One thing that people can do is to start treating their credit cards with more respect. The article points out that a lot of consumers treat their credit cards as if they have free money. It is all too easy to say “I’ll pay now with a card and worry about it later.” But this line of thinking had led to millions of Americans to rack up thousands of dollars in debt on multiple credit cards. If you must use your credit card, make sure to pay off the balance at the end of each month.

Don’t ignore your bills and monthly statements

Another bad financial habit that consumers should change is ignoring their bills and monthly statements. There are many reasons why people would ignore them. For example, the fear of seeing how much they owe, or because they feel they already know how much it is. But ignoring them won’t make them go away. It is better to review your monthly statement and dispose of them properly to avoid any chance of identity theft.   BillTracker by SnapTap is a simple bill reminder application that shows you when payments are due, so you can stay on top of things and avoid late fees.

Not having a savings account is a bad idea

Not putting money aside in a savings account, is another bad financial habit that consumers need to change. A savings account is essential not only for use in case of an emergency but also for building your future. You should treat your savings account equally important as paying your bills.  Even if you can’t save large amounts, small amounts will add up over time.

Paying the minimum amount due on credit cards.

Do not make the minimum monthly payments on your credit cards. If you do, you’re only giving yourself temporary relief, while at the same time, committing to paying more in interest charges later.  It will take you much longer to pay down your debt, you will rack up bigger interest charges, and your credit score could take a hit. Credit.com has a simple calculator that will tell you how long it will take to pay off your credit cards. You can try adding $20 or $40 to the monthly minimum, and you’ll see the payoff time gets reduced.

Impulsive shopping contributes to excessive spending

I am sure we have all been guilty, at lease once, of purchasing something on the fly, for no other reason than we had to have it. Impulse buying doesn’t mean the end of your financial stability if you’ve only done it a few times, but making a habit of it is a problem. In fact, buying without thinking can quickly lead to overspending.

Stores appeal to your impulsive buying habits by displaying their cheap, miscellaneous items such as candy, gum, etc., near the checkout registers. Because, they know that shoppers must wait in line, often for long periods. But the way to avoid impulse buying is, no matter where you shop, make a list and stick to it.

Do not ignore the value of coupons

More and more people are using coupons these days for record savings. Coupons are widely available and very easy to obtain. No longer do you have to spend hours clipping coupons from the newspaper. There are many coupon websites available, many with printable coupons. But now getting coupons have become easier with RetailMeNot, where you can simply go to a store, find one for that store, and the cashier can scan the coupon right off your phone. So, if you have not been in the habit of using coupons now may be the time to start. Using coupons may save you a little with each purchase, but a lot of time.

Using credit cards to earn rewards points

Using credit cards to earn reward points is the last bad financial habit the article says. Credit card companies are not giving you anything for free. You pay for them in other ways such as, with higher interest rates or through interest payments if you are not paying your balance every month. If you read the fine print, you may find that the points expire at some point or that you don’t earn them on every purchase.  So, if you are receiving rewards points, you are likely paying for them in some way.

The article ended by exhorting consumers that it is not too late to evaluate your bad financial habits and begin making responsible decisions. Even small changes can add up and make a huge difference in helping you regain control of your financial situation.


If you are struggling under a mountain of debt, you can seek advice from debt relief professionals who can guide you through the process of consolidating all or some of your loans or credit card debts into one low monthly payment. You can get out of debt quicker, pay less in interest, and pay lower monthly payments. Now what you need to understand is that there is no magical quick fix when it comes to consolidating your debt. But before you enroll in a Debt Relief program, here are three things to consider:

  1. Debt relief is not a do-it-yourself project. It takes a professional. Not hiring a professional can end up costing you much more in the end.
  2. Debt Relief will lower your monthly payments, but it is important that when you enroll with a Debt Relief Company that you choose a payment that is affordable and that you can stick with, as that will be your payment for the next 3-5 years.
  3. Always make sure to hire a company that does not charge Upfront Fees.

If you want to find out if you qualify for debt relief, click the following button for a free phone consultation.

Click to get a free phone consultation

Personal Finances and the 5 Subtle Signs Yours May Be a Mess

Personal Finances and the 5 Subtle Signs Yours May Be a Mess

how to regain control of your personal finances


National Debt Relief released an article recently in which they discussed the ways consumers can find out when their financial situations are becoming problematic. The article titled “Personal finances and the five subtle signs yours may be a mess,” offered some tips to help the consumer identify the warning signs by which he can know if his finances are already in a mess, or if he needs to take preemptive action.

The article cited a study by Northwestern Mutual, a Life Insurer, in which eighty-five percent of Americans are concerned about facing a financial emergency. Their personal finances are in such dire straits that they can’t save up enough cash to handle an emergency. According to the study, they are concerned about the fear of losing their jobs and the fear of an extended period of unemployment. These concerns are having adverse effects on people’s happiness, careers, and even their health.

The main reason for their concern is that many of them are wallowing in debt with many living paycheck to paycheck at least part of the time. Only about forty percent of us have more than one thousand dollars in a savings account, which leaves many people flirting with financial disaster. What’s even worse is that many people are either unwilling or unable to do anything to change their circumstances.

Continue reading “Personal Finances and the 5 Subtle Signs Yours May Be a Mess”